• No Risk

– Not prepared to see any reduction in the nominal value of the investments

– Only cash or short term fixed interest securities

• Low Risk

– Cautious investor with a high portion in cash or other guaranteed securities

– Some investments could be invested into funds with a limited degree of fluctuation

• Medium Risk

– Equal importance on risk and return

– Balanced portfolio of fixed interest, mixed funds and a small proportion into higher risk

• Medium/High Risk

– Mostly asset based investments with very little mixed funds

– Willing to invest 10-20% into higher risk

• High Risk

– Little to no managed/balanced fund exposure with most in asset based investments

– Comfortable with high risk in return for high return